Six apps to help you shape up your health and finances

Tech tools to empower you to meet your personal finance and fitness goals

If you’re aiming to make this the year you fully commit yourself to your goals, look no further than your smartphone or tablet. Starting out the year with the right tools can help you make smart choices for both your finances and your health. Check out these apps that could help you manage your finances better and make smarter fitness and lifestyle choices.

Finance and budgeting apps

Mint: Free on iPhone and AndroidMint Personal Finance App

What it is: A budgeting app with easy-to-understand graphs and charts that explain your spending.

What it does:

  • Provides a comprehensive overview of your finances in real time.
  • Automatically tracks spending and categorizes it.
  • Alerts you if and when you’re close to your budget limit.

Starting out the year with the right tools can help you make smart choices for both your finances and your health.

Level Money: Free on iPhone and Android

What it is: If you need help with sticking to your budget, Level Money will be your friend.

What it does:

  • Shows how much you can spend in a day, week or month.
  • Detects your income and expenses and can even help you see how you can save for big-ticket items or clear debt.
  • Handy planning component helps you stick to your goals in a hassle-free way.

Unsplurge: Free on iPhone

What it is: Are you looking to save for a special splurge like that Hawaii trip, a new car, or your parents’ silver anniversary bash? Unsplurge offers a slightly different, more fun, approach to budgeting.

What it does:

  • Log and track your savings progress to reach your goal.
  • Receive motivation and guidance from the community to help you get to your goal.

Health and wellness apps

Sworkit: Free on iPhone and Android with optional in-app purchases

What it is: You want to exercise regularly but are hard-pressed for time. With Sworkit you no longer have an excuse not to flex your muscles. Just tell the app what kind of workout you’re in the mood for at any given moment and for how long.

What it does:

  • Delivers exercise moves to you, whether it’s strength, cardio, yoga, or stretching you’re looking for.
  • A premium option at $4.99 a month helps personalize the experience even more by setting the number of reps and the areas of the body you want to focus on.

Yonder: Free on iPhone and Android

What it is: If you’re an outdoor person and want your workout to be in the midst of nature, Yonder can help.

What it does:

  • Once you enter your location, Yonder throws up dozens of suggestions for hiking, biking, kayaking, and skiing.
  • Offers reviews and tips from fellow outdoorsmen and women.

ShopWell: Free on iPhone and Android

What it is: Serious about how many calories you’re consuming and need help maintaining a healthy target? ShopWell will impress you.

What it does:

  • Personalizes your calorie intake based on your height, weight, age, and allergies.
  • Scores every food in terms of how healthy it is for you; try to get closer to 100 for best results.
  • The app even makes individual recommendations for similar, healthier alternatives.

Think of these apps as your personalized digital gurus as you move through the year. But remember — they don’t replace expert advice. Just as you need a doctor or dietician to help you with particular health conditions, a professional, such as myself can provide you with specific and detailed advice on how best to manage your finances.