What’s the Best Life Insurance for You?

To build the right financial plan for you, it’s important to know:

What are your life insurance options?

When it comes to life insurance, you have two choices: term life insurance and permanent life insurance. Both are great choices that protect you and your family, but each has different features. Deciding what’s Life Insurance for Familyright for you depends on what you need.

Term life insurance is temporary, lower-cost insurance coverage initially, where your payments stay the same for a set period of time. When that time’s up you can renew your coverage or convert it to permanent life insurance without having to answer further health questions.

Permanent life insurance also helps protect those you care about and provides you with more security because it lasts a lifetime.1 Initially, it costs more than term life insurance but includes features that can grow money inside your policy over time (called cash value). You can access this money while you’re still alive to help you achieve what you’ve always wanted – more retirement income or perhaps to start your own business – or leave a larger legacy for those you care about.

Deciding which option is right for you can be difficult. Here’s some information to help you make a decision.

So which option do you feel best suits your needs: term insurance, permanent insurance or a combination of both?

No one knows your situation better than you do. However, I’m here to help you. I can review your needs, help you choose the right insurance option and work with you to build a financial security plan to protect what matters most.