Financial Planning

Retirement. When the time comes, will you be ready?

You’ve worked too hard to leave things to chance. It’s time for some solid financial advice.

  • 50% of households with a plan feel on track to retire when they want – compared to only 22% with no plan.*
  • 74% feel confident they will have enough money to retire comfortably – compared to just 52% of non-advised households.**

Retirement Planning

It’s time to know if you’re going to be OK because you don’t just want to “get by” in retirement.

I can offer sound planning advice so you can make the most of retirement.

* FPSC, The Value of Financial Planning, 2012
** IFIC, Value of Advice: Report, July 2010
Before investing it’s important to establish a financial security plan to help guide you through your various life stages. This will ensure you can meet your needs and protect your ability to do so. I work with my clients to create a financial Robert T. Andersonsecurity plan that addresses their concerns in four key areas: financial security at death, living benefits, liquidity and retirement. Their financial security plan will be tailored to their needs, risk tolerance and the goals they want to achieve.
Below is the financial planning process that I follow;
  • This is done by establishing and defining a clear understanding of the client/planner responsibilities.
  • Gather information about your financial situation, define your goals and timeframe, and discuss how you feel about risk.
  • Analyze your current situation but not limited to;
    Assets/liabilities, cash flow, current insurance, investments, tax strategies.
  • Create and present financial planning recommendations and alternatives to help you understand while listening for feedback.
  • Implement the financial planning recommendations and act as coordinator of the whole process with you and or other professionals such as lawyers or accountants.
  • Monitor the financial plan by both parties to ensure it continues to meet your needs overtime.

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